Steps to take after Equifax breach

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The Equifax data breach that exposed the personal data on 143 million us consumers has led to questions about the credit reporting company's response to the security incident.

California Attorney General Xavier Becerra issued a consumer alert September 10 following an Equifax data breach that affected 143 million Americans and over 15 million Californians.

"We are experiencing a high volume of requests for security freezes and have been experiencing some technical issues", a company spokesman, Wyatt Jefferies, said, in an emailed statement to the New York Times.

The information compromised in the Equifax breach included names, social security numbers, addresses, birth dates and even credit card numbers.

Equifax shares sank to a 19-month low on Wednesday after the MA attorney general announced that she was preparing to sue the credit bureau over one of the biggest data breaches in history. But consumers have complained of problems initiating freezes with the credit reporting companies when they tried to do so by phone and online. Personally, I trust IDShield (www.CEOIdentity.com).

Equifax is now offering a 30-day credit freeze. Just click enroll on the page that tells you you may be a victim.

Many customers aren't comfortable signing up for the free credit monitoring service through Equifax, but experts say, you shouldn't be wary about giving them your personal information.

Even Steve Mnuchin's High School Classmates Want Him to Resign
When a commentator criticised her for using taxpayers' money for the getaway, Ms Linton responded telling the woman to "chill out".


First things first, head to the Equifax Security 2017 page to make sure you're a victim. Equifax, which says it learned of the breach in late July, said credit card numbers for about 209,000 people and certain documents for another 182,000 were also accessed.

You can temporarily lift the freeze for a creditor if you know which reporting agency they're using.

Equifax Canada's website says that "only a limited number of Canadians may have been affected" and "the breach is contained".

Monitor your credit reports.

The nation's three credit agencies are swamped with calls from millions of Americans trying to put a fast freeze on their credit report. So sign up for the free credit monitoring.

Warner said in a letter to the FTC that Equifax's lapses in security and methods of handling customers' inquiries "may potentially represent a systemic failure by firms now incentivized to collect and store highly sensitive identification and financial data for Americans".

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